Defined Benefit Pensions
How we can help:
- Understand the true value of your defined benefit pension
- Make sense of large transfer values before deciding
- Explore flexibility and control over your retirement income
- See how a transfer could fit your wider financial plans
- Get clear, regulated advice with no pressure
- Speak to specialists in one of the most complex pension decisions
Specialist advice when certainty matters
Defined benefit transfers are tightly regulated for a reason — the risks and trade-offs are complex. Speaking to a qualified specialist ensures your decision is based on detailed analysis, suitability, and your wider financial objectives, not assumptions or headlines.
High transfer values demand careful analysis
Defined benefit transfer values are often substantial, but a large number alone doesn’t mean a transfer is right for you. We help you assess whether the flexibility offered by a transfer genuinely outweighs the security you may be giving up.
A decision that can shape your retirement
Transferring a defined benefit pension is one of the most significant financial decisions you’ll ever make. Once given up, the guaranteed income and benefits cannot be reinstated, which is why it’s vital to fully understand the long-term impact before taking any action.
