Our Team

Current Role
Stephen is a Partner at KPW Investments, where he helps drive the growth and expansion of the business. Alongside managing the firm, he works closely with clients to provide clear, straightforward financial advice tailored to their individual needs. Stephen is also one of just three Pension Transfer Specialists at KPW — expertise that sets the firm apart from many other IFA businesses.

Previous Experience
With over 20 years in the financial services industry, Stephen co-founded KPW in 2011 and has played a central role in building it into the successful business it is today. His wealth of experience and personal approach make him a trusted adviser to clients planning for their financial future.

Personal Life
Outside of work, Stephen enjoys travelling with his wife, snowboarding, and watching rugby. He’s also on the committee of his local club, Hamilton, where he plays an active role in the rugby community.

Current Role
Edward is a Partner at KPW Investments and also a Chartered Financial Planner. As one of just three pension transfer specialists within the firm, he brings a level of expertise that helps set KPW apart from many other IFA businesses. Alongside his leadership role in driving the growth of the company, Edward continues to enjoy working directly with clients and building long-term relationships.

Previous Experience
Edward founded KPW in 2011 and has been central to its growth and success ever since. Over the years, he has established himself as a trusted adviser, known for his technical knowledge, approachable manner, and commitment to supporting clients in achieving their goals.

Personal Life
Outside of work, Edward enjoys playing football, spending time with his family, and has a passion for fast cars.

Current Role
Elaine is part of the team of Financial Planners at KPW Investments, where she continues to nurture the strong client relationships she has built over her career. With extensive technical expertise, she supports both corporate and individual clients in achieving their financial goals, always with a focus on clarity, trust, and long-term value.

Previous Experience
After completing a BA in Commerce, Elaine began her career in 1990 with Sedgwicks, specialising in employee benefits and pensions. In 1999, she joined OKDFS and later became a Director, advising a wide range of corporate and private clients. A Chartered and Fellowship-qualified adviser, Elaine has developed deep expertise across many areas of financial planning. When KPW Investments acquired OKDFS in 2020, she stepped back from the director role, but continues to serve her clients with pride and dedication.

Personal Life
Outside of work, Elaine enjoys outdoor activities, particularly watersports. She also loves getting away in her touring caravan and spending quality time with friends.

Current Role
Alex is a Chartered Financial Planner at KPW Investments, where her focus is on helping clients achieve their goals through clear, tailored financial planning. With strong technical expertise across many areas, Alex takes pride in providing advice that is both professional and personal.

Previous Experience
Alex began her career in financial services over ten years ago and since joining KPW Investments as a Client Account Manager, has achieved Chartered Financial Planner status. Alex has continued to build on her technical knowledge and develops lasting client relationships.

Personal Life
Outside of work, Alex is an avid traveller who enjoys exploring new places and cultures. At home, she can often be found running, hill walking, or spending time with friends.

Current Role
Stephen Thomas is a Financial Adviser at KPW Investments, where he helps clients with a wide range of needs — from pensions and investments to buying a home and arranging the right protection to safeguard it. He takes pride in supporting clients to achieve their goals and aspirations.

Previous Experience
Stephen has worked in financial services for more than 35 years. He began his career with CIS, where he spent four years, before moving to Pearl for a decade. He then ran his own IFA firm for 21 years before joining KPW in April 2024. His long-standing career is built on a passion for helping clients make informed decisions about their financial futures.

Personal Life
Outside of work, Stephen enjoys watching football, going for walks, and, most of all, spending quality time with his family.

Current Role
Robert is an Independent Financial Adviser, where he helps clients plan with confidence and make the most of their financial future. He provides clear, practical advice tailored to each client’s needs and goals.

Previous Experience
Robert began his career as an engineer before moving into the financial services industry, where he has built up many years of experience. His background has given him a logical, problem-solving approach that clients value when navigating pensions, investments, and retirement planning. His knowledge and straightforward style make him a trusted adviser, guiding clients through complex decisions with ease.

Personal Life
Outside of work, Robert enjoys playing bowls, going on holidays with his family, and—by his own admission—doing what his wife tells him. His easy-going nature and sense of humour are just as much a part of who he is as his professional expertise

Current Role
Craig is an Independent Financial Adviser with over 20 years of experience, specialising in managing the portfolios of individuals and families. He focuses on ensuring clients’ needs are met today while carefully planning for their future.

Previous Experience
After graduating with an honours degree in Business Studies, Craig travelled the world with his (now) wife, narrowly missing the 2004 Tsunami by just six days. Returning to the UK in 2005, he began his career with American stockbroker Edward Jones, where he first met Edward, Stephen, and Robert. Since then, he has dedicated his career to providing clear, client-focused financial advice.

Personal Life
Away from work, Craig is a proud father of two young children, which keeps him busy. When he does find some free time, he enjoys sailing along the West Coast of Scotland.

Current Role
Bill is an experienced Financial Adviser with 40 years in the industry. He works with both corporate and personal clients, providing clear and practical advice to help them achieve their financial goals. His long-standing commitment to professional standards ensures clients receive guidance built on deep knowledge and trust.

Previous Experience
Bill began his career as a Broker Consultant before moving into client-facing advice, where he has spent the past 26 years delivering tailored financial planning solutions. As a member of the Personal Finance Society, he maintains an active CPD programme to ensure his skills and expertise remain up to date.

Personal Life
Sport has always been a big part of Bill’s life. He played competitive football for many years, captaining several teams, and also competed in regional league basketball. He later took up middle-distance running, completing numerous 10Ks and Half Marathons, often for charity. After a serious cycling accident in 2020, Bill now enjoys watching sport, along with reading thrillers and autobiographies. He is married to Jillian, Minister at Netherlee & Stamperland Parish Church.

Current Role
Thomas is a Financial Adviser at KPW Investments. He helps clients make clear, informed decisions about their financial future. He breaks down complex topics into simple, practical advice. Thomas puts clients first and delivers personalised financial planning that builds confidence and long-term security.

Previous Experience
Thomas has over 25 years of experience in financial services. He has worked across multiple roles and channels, gaining strong industry knowledge. He supports clients with retirement planning, investments, and key financial decisions, always focusing on clear strategy and practical outcomes.

Personal Life
Outside of work, Thomas is a father of three and spends much of his time supporting his children’s activities. He also enjoys going to the gym, playing golf, and watching football.

Current Role
Lorraine is a Mortgage Adviser at KPW Investments. She supports first-time buyers, home movers and remortgage clients in securing the right mortgage for their needs. She keeps the process clear, efficient and stress-free. Lorraine also provides tailored protection advice to help clients protect their home and family with confidence.

Previous Experience
Lorraine began her career with Abbey National Building Society in 1984 as an Office Junior. She progressed through a range of roles and became a Financial Adviser from 2007 to 2012. She later joined Optimize Financial Solutions as an Independent Financial Adviser and Mortgage Broker. She became part of KPW Investments following the firm’s acquisition.

Personal Life
Outside of work, Lorraine enjoys spending time with her family, especially her young grandson. She is also an active member of her local bowling club.

Current Role
Scott is an Independent Financial Adviser, who provides financial advice on pensions, investments and protection needs. His focus is on making financial advice accessible and easy to understand, whilst providing the appropriate support to help client’s make informed decisions.

Previous Experience
Scott has worked in financial services for over 30 years providing advice to private client’s within the insurance, banking and legal sectors. He continues to advise a number of client’s from the early years of his career.

Personal Life
Outside of work, Scott enjoys travel and spending time with his family.

Current Role
Sharon is the Office Manager at KPW Investments, where she ensures everything runs smoothly behind the scenes. With a focus on organisation, compliance, and support, she helps create an environment where both clients and colleagues can thrive.

Previous Experience
Sharon began her career at Prudential, starting in compliance before gaining experience in advising, underwriting, and further compliance roles. She went on to become National Paraplanner Manager, leading a team of 100 before joining KPW. Her breadth of knowledge and dedication to doing things to the highest standards make her an invaluable part of the business.

Personal Life
Outside of work, Sharon enjoys cooking, crafting, and indulging in her favourite guilty pleasure — The Real Housewives. Whether it’s drama or diamonds, she’s there for it.

Current Role
Chantelle is a Senior Paraplanner at KPW Investments, where she plays a key role in supporting advisers and guiding clients through their financial journey. She is passionate about helping people achieve their goals and finds real fulfilment in the impact her work has on clients’ futures.

Previous Experience
Chantelle joined KPW in 2022 after six years in High Street banking, bringing with her valuable experience in customer service and financial support. Since then, she has gained her Level 4 Diploma in Financial Planning and is now working towards achieving Chartered Status, demonstrating her commitment to continued professional growth.

Personal Life
Outside of work, Chantelle enjoys socialising with friends and spending time outdoors. She is happiest when camping or taking part in water sports — whenever the Scottish weather allows.

Current Role
Lindsay is a Paraplanner at KPW Investments, where she supports advisers by carrying out detailed research and analysis, and helps put together tailored recommendations for clients. She enjoys using her technical skills to contribute to the financial planning process and is currently working towards her Advanced Diploma in Financial Planning with the goal of achieving Chartered Status.

Previous Experience
Lindsay has worked in financial services for over eight years. She began her career at Prudential in the Pensions and Annuities servicing department before moving into an IFA Administrator role. In 2022, she transitioned into a Trainee Paraplanner position, where she discovered her passion for the research and analysis side of financial planning. Lindsay joined KPW in 2024 as a Paraplanner and achieved her Diploma in Financial Planning at the start of this year.

Personal Life
Outside of work, Lindsay enjoys socialising with friends, running, and taking her pug, Percy, out on adventures.

Current Role
Sam is a Paraplanner at KPW, where she focuses on the compliance and technical aspects of financial planning. She takes pride in ensuring that client files meet the highest compliance standards while helping advisers deliver the best possible outcomes tailored to each client’s needs. Sam supports advisers and the wider team with a thorough, detail-driven approach to every piece of work.

Previous Experience
Sam has worked in financial services for over 20 years and has held her Level 4 qualification for nearly 15 years. During that time, she has worked with a variety of firms, building strong experience in the technical and compliance side of financial planning and developing a deep understanding of how to effectively support both advisers and clients.

Personal Life
Outside of work, Sam is a passionate Manchester City supporter and a proud season ticket holder. Family is incredibly important to her, and she has two daughters and two grandchildren who keep life lively and full of joy. In her downtime, Sam enjoys reading, doing jigsaw puzzles and baking, which give her the chance to unwind and enjoy a bit of creativity.

Current Role
Kirsty is a Trainee Paraplanner at KPW Investments. She is developing her technical knowledge, industry qualifications and practical skills to support advisers and clients. She enjoys the collaborative, people-focused nature of her role and takes pride in helping clients progress towards their financial goals.

Previous Experience
Kirsty began her career in recruitment. After seeing the long-term impact of the pandemic on the sector, she chose to move into financial services for greater stability and career development. She joined KPW Investments in April 2024 as an Administrative Assistant and Client Account Manager, before progressing to her current Trainee Paraplanner position.

Personal Life
Outside of work, Kirsty enjoys walking her mischievous Cocker Spaniel, listening to podcasts and learning to play the guitar.

Current Role
Kate is a Client Account Manager at KPW Investments. She supports advisers and clients with energy, organisation and attention to detail. She enjoys building strong client relationships and being part of key life milestones — from weddings and dream holidays to retirement celebrations.

Previous Experience
Kate graduated with a BA (Hons) in Business and Events Management. She built her early career in hospitality across Ayrshire, Stirling and Glasgow, including a role at Gleneagles. In 2020, she moved into financial services and joined the Aviva Platform cash team before taking up her position at KPW. She is currently studying for her CII qualifications and plans to progress to Paraplanner and, ultimately, Financial Adviser.

Personal Life
Away from work, Kate spends time with her husband and young son, Leo. She enjoys reading, listening to podcasts and keeping active — although she admits a glass of wine can sometimes win.

Current Role
Reece is a Client Account Manager at KPW Investments, where he enjoys building strong relationships with clients and delivering a service he genuinely cares about. He is currently working towards his Level 4 Diploma to deepen his expertise and support his long-term ambition in financial planning.

Previous Experience
Reece has worked across Insolvency, Insurance, and Pensions before moving into Financial Planning, giving him a broad perspective on the financial services industry. His interest in finance began straight from school and has shaped a career dedicated to helping people make informed and confident decisions about their future.

Personal Life
Away from the office, Reece keeps active by going to the gym, running, and playing golf — where he spends as much time looking for golf balls in the bushes as he does on the fairway. Travel is another big passion, and he has been fortunate to live in Australia, an experience that deepened his love of exploring new places.

Current Role
Marie is a Client Account Manager at KPW Investments, where she oversees key client relationships and ensures a consistently high level of service. She enjoys speaking with clients directly and takes pride in solving problems quickly and effectively whenever they arise.

Previous Experience
With over 30 years of experience in financial services, Marie began her career in 1990 as an underwriter at a mortgage company. She moved into pensions and investments administration in 2005, before joining KPW Investments in May 2019. Her breadth of knowledge and long-standing expertise make her a trusted point of contact for clients and colleagues alike.

Personal Life
Outside of work, Marie enjoys travelling and spending quality time with her family.

Current Role
Louise Bird is a Client Account Manager at KPW Investments, where she supports both colleagues and clients to ensure a smooth, efficient, and people-focused service. She enjoys the problem-solving nature of her role — identifying solutions, supporting clients, and helping to keep day-to-day operations running seamlessly.

Previous Experience
Before joining KPW, Louise spent several years working in pensions and finance, where she developed strong skills in customer service, communication, and relationship management. Her experience naturally drew her toward more client-focused positions, allowing her to work closely with people and contribute directly to positive outcomes.

Personal Life
Outside of work, Louise enjoys travelling and unwinding with a good book.

Current Role
Tia is a Client Account Manager at KPW Investments. She joined the firm after working in the finance industry as a Customer Operations Representative and was drawn to KPW’s close-knit, relationship-driven approach. She enjoys taking a hands-on role in supporting clients and being a trusted point of contact, building strong rapport and feeling genuinely involved in the business. She also values working alongside a supportive and friendly team.

Previous Experience
Tia has built a well-rounded career across administration, tourism, hospitality, retail, and financial services. This varied background has helped her develop strong customer service skills and a flexible, client-focused approach that she brings to her role at KPW.

Personal Life
Outside of work, she enjoys keeping active through swimming, bouldering, and going to the gym. She loves travelling, spending time outdoors, and can often be found drawing or painting with a cup of tea in hand.

Current Role
Lisa works as both Marketing Manager and Client Account Manager at KPW Investments. In her marketing role, she draws on her expertise in customer relationships, brand communication, and client engagement to shape the firm’s messaging and enhance client understanding of financial planning. As a Client Account Manager, she supports colleagues and clients directly, ensuring a smooth and positive experience across day-to-day operations.

Previous Experience
After completing her degree in Psychology and Master’s in Education, Lisa began her career with one of the UK’s major banks, progressing into senior positions within Private Banking. It was here that she developed a passion for helping clients build financial confidence and achieve their long-term goals — an approach that continues to guide her work at KPW.

Personal Life
Outside of work, Lisa serves on the board of RAPA, a local community organisation supporting young people and families, particularly those with neurodivergence. She is often joined by her own children, reflecting her strong commitment to both community and family.

Current Role
Christina is the Receptionist at KPW Investments, where she is the first point of contact for clients and helps ensure the smooth running of the office day to day. She thrives in her role, supporting the team and creating a welcoming environment for clients and colleagues alike.

Previous Experience
After leaving school, Christina began her career as an office junior and quickly discovered a love for the fast-paced nature of office life. Over the years, she has built strong experience in administrative roles and developed a keen interest in finance. As a mature student, she gained an HND in Accountancy at night school.

Personal Life
Outside of work, Christina enjoys spending time with her family. When she finds a quiet moment, she loves nothing more than relaxing with a good book and a cup of tea.